While we hope that this economic slowdown will be short-lived, we realize many will have difficulty paying their mortgages. Fortunately the Department of Housing and Urban Development(HUB) has implemented a temporary moratorium on foreclosures. While your local bank or credit union may have originated the mortgage, it is likely that it has been securitized by Fannie Mae or Freddie Mac and sold to investors. Your local institution might still service the loan. It's important to know who owns your loan to know who to contact in the event you need to work out a forbearance plan.
You can search to see if Fannie Mae or Freddie Mac
Fannie Mae: https://www.knowyouroptions.com/loanlookup
Freddie Mac: https://ww3.freddiemac.com/loanlookup/