What is the worst financial decision you've ever made? Everyone has one, including financial advisors.
Those prior decisions should not preclude you from consulting with an advisor due to guilt or embarrassment. The proactive decision to meet with in advisor to get your financial house in order is a decision one should be proud of and triumphs all past decisions.
We hear from high income professionals frequently who have cashed out their retirement plans early. Maybe they want to purchase a house or car or have a guilty pleasure impacting their spending. Our job is not to judge but to create a plan, and if we can fit that sports car into the budget along with all the “responsible things”, that’s a win all around.